Frequently asked questions about costs & pricing

Here you can read frequently asked questions for guidance on the topic or submit a question of your own.

No. Neither IntaCapital nor any of its Provider’s levy advance fees or charges. We provide our clients with a full and detailed Term Sheet fixing the exact binding terms of contract free of charge and without any obligation on the applicant to proceed. We burden all due diligence and underwriting costs. The Term Sheet is a formal offering of the facility and details all elements of the transaction including the amount, the term, details of the Provider, the issuing bank, the Contract Fee (the annual rental of the Guarantee) and the procedures to completion. It is a formal and binding offer.

No. All costs, fees and charges are detailed in full and explicitly within the Term Sheet contract supplied. If at any time after receiving the Term Sheet you decide you do not wish to proceed, you can do so with no financial commitment, cost or charge. All details, costs, charges and procedures will be declared before you are required to make any financial commitment.

Yes. If you decide to accept the Terms, the facility is secured in accordance with the terms and conditions of the Term Sheet.

If you wish to proceed with the facility once you have received the detailed Term Sheet contract offering you the facility, you will be required to make payment of a Booking Fee. You will receive a Collateral Offer contract directly from your Provider, generally within ten days. Depending on your credit status and trading history, the Provider may request that a deposit is paid against the Contract Fee (a Security Deposit). Of course, once your bank has received the issuing banks SWIFT advice of the bank guarantee, you will be expected to make payment of the Contract Fee, less any deposit paid. There are no other costs or charges. All costs, fees and charges are detailed in full within the Term Sheet.

The Booking Fee is a fee payable to reserve the collateral and is the consideration for the Term Sheet contract.It is a fee of between CHF 19,700 and CHF 22,700 regardless of the amount of the bank guarantee. It is the fee for ‘booking’ the transaction.

The Contract Fee is the annual rental charge for the use of the Bank Guarantee, chargeable by the Provider. The Contract Fee will be detailed within the Term Sheet and commonly will be around 05,50% to 08,50% per annum, depending on the applicant, status and current market demand.

In some cases, where the applicant is not a listed company or is a private corporation with low trading history or where the applicant is an individual, a Provider may request that a deposit is paid against the Contract Fee. It is a refundable deposit and credited towards the Contract Fee at completion.

Yes of course. Most Providers will be happy to arrange an escrow facility for deposits.

No. The Providers will typically pay all legal fees in the issuance of the collateral and documentation and will pay the bank charges for the issuance of the Guarantee. All costs and charges are included within the Contract Fee and will be detailed within the Term Sheet.

We will be pleased to answer any questions you have. Contact us and we will be happy to help.

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