Beyond the Banks: Your Guide to Securing High-Value Private Credit

Securing Debt Financing for multi-million-pound Capital Projects—such as infrastructure development, major acquisitions, or large-scale corporate expansion—often exceeds the risk appetite or structural flexibility of traditional commercial banks alone.

For executives leading these high-value projects, the key to successful Capital Raising often lies beyond traditional banking, in gaining access to the exclusive world of Private Credit and Institutional Investors.

The Rise of Private Credit

Private Credit refers to debt financing provided by non-bank financial entities, such as specialised private debt funds, asset managers, pension funds, and insurance companies. This market has exploded as Institutional Investors seek higher yields and customised loan terms unavailable in public markets.

For complex Capital Projects, Private Credit offers distinct advantages over conventional bank loans:

• Customisation: Terms, repayment schedules, and covenants are tailored directly to the project’s unique cash flow and structure.
• Scale: Institutional Investors are prepared to fund large, illiquid transactions that banks might pass on.
• Flexibility: Private lenders are often more focused on the long-term project viability and the quality of the security package than on short-term corporate liquidity metrics.

Three Paths to Finding Institutional Investors

Finding the right Private Credit fund that matches your project’s geography, industry, and risk profile is a specialised challenge.

1. Direct Outreach (Challenging)

Attempting to connect directly with Institutional Investors—such as sovereign wealth funds or major pension funds—is often challenging and time-consuming, with low conversion unless you have an established relationship. These organisations rely on highly vetted pipelines and typically screen out unsolicited proposals.

2. Generalist Advisors (Slow & Costly)

Using non-specialised investment bankers or corporate finance advisors can be slow. While they provide access to Private Credit, their approach is often generic, requiring lengthy due diligence and expensive structuring fees before placement can even begin.

3. The Security-Led Placement (The IntaCapital Swiss Solution)

For many high-value, security-sensitive deals, transforming the borrower’s risk profile before approaching the lender can be the most efficient path. This is achieved through Collateral Transfer.

• Risk Mitigation: We introduce a Bank Guarantee or SBLC via a Collateral Transfer facility, providing the lender with a high-grade security instrument. Lenders still perform their own credit and legal assessments, but the BG/SBLC significantly mitigates risk.
• Network Access: Our core expertise in Capital Raising means we can place this collateral-ready loan package directly with our network of Institutional Investors who actively seek secure, yield-generating deals.

By leveraging this External Collateral, you significantly reduce the lender’s risk, allowing the focus to shift from the search for a lender to the security-backed placement of your Capital Projects loan.

Ready to Access Private Credit?

Don’t spend valuable time chasing elusive Institutional Investors. IntaCapital Swiss specialises in providing the necessary External Collateral to unlock Private Credit for major Capital Projects.

To streamline your high-value Debt Financing and accelerate your Capital Raising success, contact our experts today.